Ernst & Young LLP (“E&Y”) was engaged to perform an evaluation of the actuarial assumptions selected to set the initial price level for the Adverse Event Insurance coverage. In addition to reviewing AMRIC’s initial pricing analysis, E&Y developed a complete report on the frequency and severity of adverse outcomes on medical procedures that greatly supplemented the original work by AMRIC..  E&Y has performed ongoing analysis during the past two years and their final report was completed June 1, 2009. The individuals we engaged at E&Y are Thomas Conway (Chicago) and Mark McClusky (Chicago).